Ivana By Jindal
Overview
Ivana Jewellery is pleased to introduce a Monthly Jewellery Scheme designed to provide our customers with an affordable way to purchase exquisite jewellery. Customers can Purchase jewellery from Stores & www.ivanajewels.com.
Under this scheme, customers will pay equal monthly installments for a period of 11months and receive 1 month free, allowing them to enjoy a total of 12 months of jewellery selection.
Advantages
of Har Ghar Hira
Best Return
Get best returns of up to 109% (*T&C apply)
Easy Monthly Savings
Save a fixed amount every month for 11 months.
In the 12th month, Ivana pays the instalment as your bonus.
Grace Period
Get a grace period of 15 days, so you will never lose a special discount if you missed the due date.
Multiple Account
To spread more joy you get an option to open more than one account to make your occasion special.
Ivana by Jindal
Rest assured that your purchase plan comes with the trust of Ivana by Jindal, a synonym for trust and reliability.
Ideal For Everyone
Plan the jewellery that you aspire to.The plan starts from just ₹5000.
No Limitation
You can buy any diamond studded/platinum jewellery.
Cumulative Benefits
Double the deals, triple the sparkle. Club special vouchers & gift cards with Ivana by Jindal and shine smarter.
Monthly I Want to Invest:
100% Discount
₹5,50,000
Total Summary
Let's get started in 4 simple steps
Get In Touch
Frequently
Asked Questions
Ivana By Jindal is here to help you cherish your sparkle, every step of the way.
What does Har Ghar Heera actually mean?
Har Ghar Heera means making real diamond jewellery a part of everyday Indian homes.
It’s about removing the idea that diamonds are only for a few.
Who is Har Ghar Heera meant for?
It’s meant for everyone — first-time buyers, working women, gift-givers, and families.
Anyone who believes a diamond should be wearable, not locked away.
Is Har Ghar Heera only for special occasions?
No. Har Ghar Heera is designed for daily wear as well as celebrations.
Because every day deserves a little sparkle.
Can every household really own a diamond today?
Yes. With lab-grown diamonds and honest pricing, diamonds are now more accessible.
Har Ghar Heera makes owning a real diamond possible for more homes.
What kind of diamonds are used in Har Ghar Heera jewellery?
Ivana uses 100% real, certified lab-grown diamonds.
They have the same beauty, strength, and brilliance as mined diamonds.
Are these diamonds suitable for everyday Indian wear?
Absolutely. They are durable, strong, and made for regular use.
Perfect for Indian lifestyles and daily routines.
Does Har Ghar Heera focus more on luxury or accessibility?
It focuses on accessibility without losing elegance.
Simple designs, real diamonds, and fair pricing come together.
Is Har Ghar Heera a good choice for first-time diamond buyers?
Yes. It’s ideal for those buying diamonds for the first time.
Clear value, certified quality, and easy-to-wear designs make it a confident choice.
Terms & Conditions
Key Highlights of the Scheme.
• The scheme requires 11 fixed monthly instalments.
• Upon successful completion, Ivana offers a bonus equivalent to one month’s instalment as a discount on your jewellery purchase.
• Enrolment date = Date of first instalment. All subsequent instalments are due monthly on the same date.
• A 15-days grace period is allowed for each instalment. Delays beyond this reduce the bonus proportionately.
• The persons above the age of 18 years are eligible for this Scheme. Corporates, minors, NRIs, and other entities are not eligible for this Scheme.
Enrolment Terms
- Enrolment:
Customers can enrol in this Scheme by filling out the enrolment form, submitting valid ID proof and providing payment details. - Payment Structure:
The minimum instalment amount is ₹5,000/-.
Customer will pay equal monthly instalments for 11 months. Upon completion of 11 months, Ivana will add a 12th month instalment from its side.
Example: ₹5,000/- month x 11 = ₹55,000. Ivana adds ₹5,000/-. Total Entitlement of custormer: ₹60,000/-. - Jewellery Selection:
Customers can select jewellery from the Ivana Store or online after completing 11 month payment. - Scheme Duration:
The scheme is valid for 12 months. All payments must be completed within this period for eligibility of bonus instalment.
Participation Rules
• Minimum monthly instalment: ₹5,000/- and multiplication of ₹5,000/-.
• Customers can hold multiple schemes, but for the customers who wants to pay cash, the total accumulation for all scheme should not be exceeded ₹1,50,000/-.
• There will be no capping of Rs. 1,50,000/- on non-cash payments if PAN is submitted by customer.
• PAN is mandatory for all customers, if the monthly amount of all schemes exceeds ₹15,000/- per month.
• Borrowed money cannot be used for instalments.
• Payments can be made via online, credit/debit card, UPI or cash.
• KYC is mandatory, including UPI ID or bank details.
• Instalment amount cannot be changed once the scheme begins.
Redemption Terms
• Redemption can be done:
o Online at www.ivanajewels.com
o At Ivana stores
o Via Try-at-Home service
• Redemption Window: Opens on the 335th day and remains open for 30 days (till the 365th day) from the enrolment date.
• The full amount must be redeemed in a single bill. Multiple products can be purchased together.
• The Scheme is valid for lab-grown diamond jewellery, pre-set solitaires, and loose solitaires only.
• This Scheme is not valid for:
o 22KT jewellery
o Gold coins
o Gift cards
o Ear-piercing or repair services
• Customer can combined their Birthday and Anniversary Coupons and reward points at the time of redemption of this Scheme
Cancellation / Refund Policy
• Customers may exit from the scheme anytime but the deposited amount can only be refunded against purchase of Lab Grown jewellery purchases only.
• No cash/online refund will be issued.
• No bonus will be provided in case of partial completion of the scheme
Disclaimer & Rights
• Ivana reserves the right to alter or discontinue the scheme, provided no harm is caused to customers.
• Company's liability is limited to the amount paid by the customer plus entitlement of bonus as per terms and conditions of the scheme.
• In case of legal or regulatory changes, the scheme becomes unviable, customers may redeem their accumulated amount along with their applicable bonus.
• The company’s decisions on matters not covered in this document shall be final.
• Legal jurisdiction: Surat courts only.
• Customers must update their contact and payment details to Ivana, to avoid loss due to incorrect details.
